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West Atlantic Bank

Personal Loans

West Atlantic Bank personal loans are borrowed money that can be used for large purchases, debt consolidation, emergency expenses and much more. Our loans are paid back in monthly installments over the course of typically two to six years, but it can take longer depending on your circumstances and how diligent you are with making payments.

Here are some of the top reasons to get a West Atlantic Bank personal loan:

  • -Debt consolidation.
  • -Alternative to a payday loan.
  • -Home remodeling.
  • -Moving costs.
  • -Emergency expenses.
  • -Appliance purchases.
  • -Vehicle financing.
  • -Wedding expenses.
  • -Vacation costs.

How West Atlantic Bank personal loans work

Once you get approved for a personal loan, the funds you receive will be disbursed in a lump sum. Depending on the borrow sum and the package. However you will make equal monthly payments for the duration of your repayment period.

Legal Fees

Legal fees will vary depending on if other services are provided, the complexity of the business, its size and risk to the lender. Fees are likely to apply when a personal asset, such as a jointly owned property, is provided as security.
Fees to prepare management accounts will vary depending on whether other services are provided; bookkeeping, for example, and also on the complexity of the business, its size and the frequency of issue.


The timeframe for arranging a bank loan will vary, depending on the stage of readiness and the type of loan applied for. Unsecured loans can take between one to four weeks, whereas secured loans can take between two to three months.
Timings will also depend on whether new security, new valuations or legal advice are required.